1. Introduction

COI Tracker ("we," "us," or "our") operates a web-based certificate of insurance tracking platform. This Privacy Policy explains what information we collect, how we use it, who we share it with, and your rights regarding your data.

By using COI Tracker, you agree to the collection and use of information in accordance with this policy. If you do not agree, please do not use the Service.

2. Information We Collect

Account Information (Business Administrators)

Contractor Information

Uploaded Documents

Payment Information

Usage Data

3. How We Use Your Information

We use the information we collect to:

We do not sell your personal information to third parties. We do not use your data for advertising purposes.

4. Data Storage and Security

Your data is stored on Supabase, which runs on Amazon Web Services (AWS) infrastructure. All data is encrypted at rest and in transit using industry-standard HTTPS/TLS encryption.

COI documents are stored in a private, access-controlled storage bucket. Files are never publicly accessible by URL — downloads require a short-lived signed URL generated specifically for authenticated users. Each business can only access its own data, enforced at the database level through row-level security policies.

While we take commercially reasonable steps to protect your data, no method of transmission or storage is 100% secure. We cannot guarantee absolute security.

5. Third-Party Services

We use the following third-party services to operate the platform. Each has its own privacy policy governing its handling of data:

Service Purpose Data Shared
Stripe Payment processing and subscription management Email address, billing information
Resend Transactional email delivery (expiration alerts, notifications) Recipient email addresses, email content
Supabase Database, authentication, and file storage All platform data (stored on Supabase's AWS infrastructure)

We do not integrate with advertising networks, social media trackers, or analytics platforms that profile individual users.

6. Data Retention

We retain your account data and uploaded documents for as long as your subscription is active. If you cancel your subscription, your data is retained for a grace period of 90 days, during which you may request a full export of your data.

After the 90-day grace period, or upon your written request for deletion, your account data and all associated documents will be permanently deleted from our systems.

To request data export or deletion, email us at [email protected]. We will respond within 30 days.

7. Your Rights

You have the following rights with respect to your personal data:

To exercise any of these rights, contact us at [email protected]. We will respond within 30 days.

8. Contractor Data

Contractors who submit COI documents through a business's upload link do not create a COI Tracker account. Their name, email, company, and uploaded documents are associated with the business that shared the upload link and are visible only to that business's administrator.

Contractors may contact us at [email protected] to request information about what data is stored about them and to request deletion of that data.

9. Cookies

COI Tracker uses essential session cookies to keep you logged in while using the platform. We do not use advertising cookies, tracking pixels, or third-party analytics cookies. No cookie consent banner is required because we only use strictly necessary cookies.

10. Children's Privacy

The Service is intended for use by businesses and is not directed at individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us at [email protected] and we will delete it promptly.

11. Changes to This Policy

We may update this Privacy Policy from time to time. When we make material changes, we will notify you by email at the address associated with your account before the changes take effect. Your continued use of the Service after the effective date of the updated policy constitutes your acceptance of those changes.

We encourage you to review this page periodically to stay informed about how we protect your information.

12. Contact

If you have questions, concerns, or requests related to this Privacy Policy or your personal data, please contact us: