Built for the businesses everyone else ignores.

No business should lose a lawsuit over a lapsed insurance certificate.

Every week, small businesses — property managers, universities, hair schools, trade contractors — are exposed to serious liability because a single vendor's certificate of insurance quietly expired. Nobody caught it. There was no system. There was no alert. There was just an email buried in an inbox and a spreadsheet that nobody updated.

We built COI Tracker to fix that. Not with an enterprise platform that requires onboarding calls and six-month contracts — but with a tool any business owner can set up in five minutes and trust to handle the rest automatically.

Built by someone who's been in your shoes.

Austin Roberts

Founder, COI Tracker

Austin Roberts spent four years working in property management — long enough to watch the same problem happen over and over. Contractors arriving on-site. Insurance certificates nowhere to be found. Property managers accepting the liability risk because they simply couldn't locate the documentation in time.

The issue wasn't that property managers didn't care about insurance compliance. It was that they had no system to verify it quickly. So they made the call to let the contractor start anyway. And sometimes, that call became a lawsuit.

COI Tracker exists to make sure that trade-off is never necessary. Automatic collection, automatic reminders, and a live compliance dashboard — so you always know who's covered before anyone sets foot on your property.

The problem wasn't carelessness. It was the lack of a system.

After four years in property management, Austin had seen it firsthand: property managers weren't skipping COI checks because they didn't care. They were skipping them because finding the certificate meant digging through email threads, calling the contractor, waiting for a reply that might not come — and the contractor was already standing at the door ready to start.

So they made the call. Let them start. Hope the insurance was still current. It usually was. Until it wasn't.

The enterprise COI platforms exist — but they're priced at $500 to $2,000 a month and built for teams with dedicated compliance staff. A property manager running two or three properties with a handful of contractors doesn't need that. They need something that handles itself, costs less than a tank of gas per week, and takes five minutes to set up. That's what COI Tracker is.

Four principles that guide everything we build.